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What is drawdown?

Guide

Risk & money4 min

What is drawdown?

Drawdown is the decline from a peak in account value to the subsequent low, expressed as a percentage. It is the single best measure of how much pain a strategy inflicts — and recovering from it is harder than it looks.

The asymmetry of recovery

A loss and its recovery are not symmetrical, because the gain has to be earned on a smaller base.

  • −10% needs +11% to recover
  • −20% needs +25%
  • −33% needs +50%
  • −50% needs +100%
  • −75% needs +300%
  • This is the entire argument for small position sizes, stated as arithmetic rather than opinion.

Maximum drawdown versus current drawdown

Current drawdown is how far below the peak you are right now. Maximum drawdown is the worst such gap ever recorded. When you evaluate a strategy — your own or someone else's — maximum drawdown tells you what you would have had to sit through, and whether you would actually have stayed in the seat.

Duration matters as much as depth

A 20% drawdown that recovers in three weeks is an inconvenience. The same 20% taking fourteen months is what makes people abandon a working strategy at the worst possible moment. Track how long you spend underwater, not just how deep it went.

Example

An account peaks at $50,000 and falls to $37,500 — a 25% drawdown requiring a 33% gain to reach a new high. At a realistic 2% monthly return, that is roughly fifteen months of work to get back to level.

Controlling it in advance

  • Fixed small risk per trade caps how fast a streak can compound.
  • A monthly loss limit — stop trading at −6% for the month — turns a bad run into a bounded event.
  • Reducing size after consecutive losses shrinks the damage while confidence rebuilds.
  • Avoiding correlated positions prevents one market event from producing several simultaneous losses.
Drawdown Recovery Calculator

See exactly what gain is needed to recover any given loss.

FAQ

Common questions

What is an acceptable maximum drawdown?

For most retail traders, keeping maximum drawdown under 20% is a reasonable goal. Beyond 30%, the recovery maths and the psychological pressure both work strongly against you.

How do I recover from a large drawdown?

Reduce size rather than increase it. Increasing risk to make it back faster is the most common route from a recoverable drawdown to a destroyed account.

Is drawdown the same as a loss?

Not quite. A loss is a closed trade. Drawdown measures the whole account's distance below its peak, including open positions.

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