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Risk/reward ratio, explained

Guide

Risk & money5 min

Risk/reward ratio, explained

The risk/reward ratio compares the distance from entry to stop against the distance from entry to target. A 1:3 ratio means you are risking one unit to make three — and it only means anything alongside your win rate.

Calculating it

Measure the distance to your stop and the distance to your target from the same entry, then express them as a ratio. The measurement must use realistic levels — a target placed at a price the asset has never reached inflates the ratio without improving the trade.

Example

Entry $100, stop $95, target $115. Risk $5, reward $15 → 1:3. If the target is instead $105, the same stop gives 1:1 and the trade needs a much higher win rate to be worth taking.

Ratio and win rate are one equation

This is why a strategy losing two out of three trades can be strongly profitable, and why a 70% win rate at 1:0.5 quietly bleeds money.

  • At 1:1 you need to win more than 50% of trades to profit.
  • At 1:2 you need more than 33%.
  • At 1:3 you need more than 25%.
  • At 1:5 you need more than 17%.

Expectancy is the number that matters

Expectancy per trade is (win rate × average win) minus (loss rate × average loss). A positive number means the strategy makes money over enough trades; a negative one means no amount of discipline will save it. The ratio and the win rate are inputs — expectancy is the answer.

Example

45% win rate, average win $300, average loss $150: (0.45 × 300) − (0.55 × 150) = $52.50 expected per trade.

Where the ratio gets gamed

  • Setting an unrealistic target to make the ratio look acceptable.
  • Moving the stop closer after entry to improve the ratio on paper.
  • Taking profit early and letting losses run to full stop — the real ratio then differs from the planned one.
  • Ignoring spread, commission and funding, which shift the true break-even against you.
Risk / Reward Calculator

Turn entry, stop and target into a ratio and a break-even win rate.

FAQ

Common questions

What is a good risk/reward ratio?

1:2 or better is a common baseline, but the right answer depends on win rate. A high-frequency strategy winning 65% of the time can work well at 1:1.

Should I always aim for 1:3?

No. Forcing distant targets to hit a ratio produces trades that reach the stop far more often. The target has to be a level the market is realistically likely to reach.

Does risk/reward include fees?

It should. Spread, commission and overnight financing all reduce the reward and increase the effective risk, especially on short-distance trades.

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